When you’re young and single with a regular income, probably the last thing on your mind is insurance or pension advice.
But if you depend on your salary to pay your household bills, rent or mortgage now is a good time to consider how you would cope if you had an accident or were too ill to work.
Statutory sick pay is currently at £109.40 per week for up to 28 weeks. (Source: gov.uk, April 23) Could you pay your bills with that?